Frequently Asked Questions - Health, Life, and Retirement
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Term insurance provides life insurance coverage at a fixed rate (Your non-changing monthly payment) of payments for a limited period of time (the term). Benefits of this include typically being able to have larger amounts of coverage at a lower rate.
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Whole-life is a permanent insurance policy that provides coverage for the insured ad their beneficiaries for their entire life, as long as the premiums are paid on time. It offers several benefits including tax-free death benefits, cash value, and fixed-premiums.
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Absolutely! There are multiple affordable options for health and life insurance we specialize in to get you covered. For example utilizing the US Government’s Affordable Care Act (ACA) you may qualify for insurance at a monthly rate of $0.
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Retirement planning doesn’t have to be scary. Saving a few percent now goes a long way over time. With tailor-made options we offer such as: Fixed Indexed Annuities and Indexed Universal Life we can help secure your future starting today.
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An FIA is a retirement option that provides great security. They are tax-deferred guarantees against the loss of principal due to market downturns, potential for credited interest, and the reassurance of a death benefit for beneficiaries.
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An IUL policy offers a unique opportunity to link a portion of your savings growth to the performance of a stock market index. This provides tax-advantaged accumulation earning tax-free growth of your policies real cash value. They are also built with safeguards that protect your cash value from market downturns. It is known to be said that over 80% of Fortune 500 CEOs use IUL policies as a wealth-building tool.